Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Straight answers about pre-approval, credit, down payments, loan programs, and closing — from Jose Roman, NMLS #714431. If your question isn't covered here, call (484) 364-1236 to get started.
Jose Roman, Team Leader at NEXA Lending. NMLS #714431. Call (484) 364-1236.
Jose Roman is a Team Leader at NEXA Lending (NMLS #714431). Expert mortgage loan originator in Pennsylvania, Missouri, and Puerto Rico helping first-time buyers, refinancing, and home purchases. Licensed #714431.
Jose Roman is licensed to provide mortgage services in Pennsylvania, Missouri, and Puerto Rico.
Jose Roman offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Pennsylvania, Missouri, and Puerto Rico. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (484) 364-1236 and email jroman@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Jose Roman's NMLS license number is 714431. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Jose Roman will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.